Terms of use

last date of updation : 24.01.2024

Welcome to INVESMATE Terms of Use agreement. For purposes of this agreement, INVESMATE (hereinafter referred to as “Company”), is a company incorporated under the Companies Act, having its registered office at Building NO 201, 2nd Floor, Griharsree E Building, Indira Gandhi Road, Konnagar, Hooghly – 712235 (Near Chalachitram More), WB.

“Site” refers to the Company’s website, which can be accessed at https://invesmate.com/learn/home or through our mobile Application (“App”).

You are advised to read and understand these Terms carefully as moving past the home page, or using any of the services shall be taken to mean that You have read and agreed to all of the policies, which constitute a legally binding agreement between you and the website and App. These terms are to be read along with the Privacy Policy and any other policies on the website and App. This Terms of Use will be effective from last date of updation.

The headings of each section in this Agreement are only for the purpose of organising the various provisions under this Agreement in an orderly manner. These headings shall not be used by either party to interpret the provisions contained under them in any manner. Further, the headings have no legal or contractual value.

Your Acceptance of Terms

By accessing and/or using the Platforms or Online Content, you agree to be bound by these Terms of Use, whether you are:

a “Visitor,” meaning you simply browse www.invesmate.com without limitation, through a mobile or other wireless device, or otherwise use the Platforms without being registered, or

a “Student,” meaning that you have registered with INVESMATE with a User ID and User Password (defined below), will complete the homework assignments and exams, and have enrolled in and paid for access to services, content, and/or certification provided by INVESMATE or its Educational Partners (defined below), attend or view lectures online and accessing final projects or assessments required for certification.

The term “User” refers to a Visitor, Registered or Paid Attendees.

For the purpose of these Terms of Use, along with any amendments to the same. The term “We”, “Us”, “Our” shall mean and refer to the website and/or the Company, depending on the context.  “App” refers to INVESMATE mobile application.

You are authorized to use the educational services only if you agree to abide by all Applicable laws, rules and regulations and these Terms of Use.


We reserve the right to change or modify these Terms of Use at our sole discretion at any time. Any change or modification to these Terms of Use will be effective immediately upon posting by INVESMATE on a Platform. You are responsible for periodically reviewing the most up to date version of these Terms of Use.

Your continued use of the Platforms or Online Content constitutes acceptance of any changes or modification made by us to these Terms of Use.


The Website and the App are online platforms that provide users with courses and learning material with relation to financial market. The User shall have the option of choosing the study material and the courses that they wish to have access to and purchase the same.


The Website is an online platform which provides users with courses and learning material with relation to finance.

To use the services provided on the website & App and to make purchases, it is compulsory to create an account. A User may create an account on the Website and the App which shall collect only Your basic information. You need to choose a username and password to create your INVESMATE Account. You must keep your account and registration details current and correct for communications related to your purchases from the Website and App.

At the time of registration, the Company shall collect the following personally identifiable information about you:

Name – including first and last name, email address, educational requirement, mobile phone number and other contact details, demographic profile (like your age, gender, address, etc.,). If you choose to link your social media account with your INVESMATE Account, we collect basic information about you from those social media platforms, such as: name, age, gender, location and e-mail address. 

Information collected about you is subject to the Privacy Policy of the Company, which may be read as part and parcel of these Terms of Use.

You are solely responsible for protecting the confidentiality of your username and password and any activity under the account will be deemed to have been done by you. In the event you provide us with false/inaccurate details or the Company has a reasonable ground to believe that false and inaccurate information has been furnished, we hold the right to permanently suspend your account.

Access to your personal information

Registered users have the right to see what categories of personal information that we collect about you. It is accessible under the Profile section of the user account. However, we may withhold some information where the risk to you, your personal information, or our business is too great to disclose the information e.g. account password.

Right to request deletion of your personal information

You may also request that we delete any personal information that we have collected from/about you by sending an email to support@invesmate.com.

However, we may retain personal information as authorized under Applicable law, such as personal information required as necessary to provide our services, protect our business and systems from fraudulent activity, comply with law enforcement requests pursuant to lawful process, for our own internal purposes reasonably related to your relationship with us, or to comply with legal or financial compliance obligations.


Services on the Site and the App would be available to only select geographies in India. Persons who are “incompetent to contract” within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Site and the App.

However, if you are a minor, i.e. under the age of 18 years and over the age of 13 years, you may use the Site and the App under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. INVESMATE reserves the right to terminate or refuse your registration, or refuse to permit access to the Site and the App, if it is discovered or brought to its notice that you are a minor.


Transactions on the Website and the App are secure and protected. Any information entered by the User when transacting on the Website or the App is encrypted to protect the User against unintentional disclosure to third parties. The User’s credit and debit card information is not received, stored by or retained by the Company / Website/ App in any manner. This information is supplied by the User directly to the relevant payment gateway which is authorized to handle the information provided, and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with.


The Company grants you a limited sub-license to access and make personal use of the Site and the App, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Company. Such limited sub- license does not include/permit any resale or commercial use of the Site and the App or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Site/ App or its contents; any downloading or copying of information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. Any portion of the Site and the App may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of the Company. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Website or of the Company and/or its affiliates without the express written consent of the Company. You may not use any meta tags or any other “hidden text” utilizing the Company’s name or trademarks without the express written consent of the Company. You shall not attempt to gain unauthorized access to any portion or feature of the Site or the App, or any other systems or networks connected to the Site or to any server, computer, network, or to any of the services offered on or through the Site, by hacking, ‘password mining’ or any other illegitimate means.

You hereby agree and undertake not to host, display, upload, modify, publish, transmit, update or share any information or content which:

User Conduct Policy

To the extent you are registered or enrolled as a student in, or other institution with its own policy regarding student and/or employee conduct or an “honor code,” those terms shall Apply to you as a student and/or employee of such institution. Additionally, unless the following conflicts with such a policy or honor code, any User of the Online Content or Programs agrees that he or she will abide by the User Conduct Policy as listed below:


As a condition of accessing the Platforms and/or using the Online Content or Programs, you agree not to

1. reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes any portion of the Online Content or Programs/ intellectual property rights; other than as expressly allowed under these Terms of Use;

2. use INVESMATE’s name, trademarks, service marks, or other materials in connection with, or to transmit, any unsolicited communications or emails;

The Students will not do the following activities:

And will comply with the requirements of the specific Applicable code of conduct, if any, relating directly to a Program in which such User is enrolled.

Third Party Links

INVESMATE does not accept any responsibility towards the contents and/or information practices of third party Sites which have links through INVESMATE’s Site and the App. The said links to internal or external Web site locations are only for the purpose of facilitating your visit or clarify your query.


By using this Website or App, it is deemed that you have consented to receive calls, auto-dialed and/or pre-recorded message calls, e-mails, whatsapp, telegram messages from Us at any time with the use of the telephone number and e-mail address that has been provided by you for the use of this website and the App which are subject to the Privacy Policy. The user agrees to receive promotional communication and newsletters from the Company.

This includes contacting you through information received through other parties. The use of this website and the App is also your consent to receive SMSs from Us at any time we deem fit. This consent to be contacted is for purposes that include and are not limited to clarification calls and marketing and promotional calls. 

You may also be contacted by Service Providers with whom we have entered into a contract in furtherance of our rights, duties and obligations under this document and all other policies followed by Us. Such contact will be made only in pursuance of such objectives, and no other calls will be made. The sharing of the information provided by you will be governed by the Privacy Policy and we will not give out such contact information of yours to third parties not connected with the Website or the App.


The following payment options are available on the Application:

As prescribed by the financial institutions issuing the credit or debit cards affiliated with Visa / Master Card / Amex, the User will be required to submit his/her 16-digit card number, card expiry date and 3-digit CVV number (usually on the reverse of the card) while making an online transaction. The User must also have enrolled his/her card with VBV (Verified by Visa), MSC (MasterCard Secure Code) or any other applicable provider in order to complete the transaction. The User is hereby expressly made aware that his/her card statements will reflect that a payment has been made in favour of the Company.

The User is further aware that in case of third party statements, including bank and credit card statements, the merchant name may appear in an abbreviated format, and the Company has no control over the same. To successfully subscribe on the Website, the User is required to complete the transaction by making the payment for the services opted for.


The membership of this website is free and this includes the browsing of the site and the App. However, we reserve the right to amend the charges for the services rendered. In a case that such happens, Users will be intimated of the same, and it will be up to you to decide whether or not you will continue with services offered by us. Such changes are effective as soon as they are posted on the Site and the App. The courses and materials on the Website and the App will have to be paid for.


We strongly discourage you from availing any service, including promotional offers and discounts, from individuals or entities that may be pretending or masquerading as Company’s representative/partner/affiliate (hereinafter referred as “actors”) in any manner or otherwise, as this is not endorsed or permitted by the company and you run the risk of fraud by indulging in the same. We are not responsible for any activity or transactions that you undertake with such fraudulent actors and we are not liable for any charges/payments that you might have paid to them.


The Company, its suppliers and licensors expressly reserve all intellectual property rights in all text, programs, products, processes, technology, images, content and other materials which appear on the Site and the App. Access to or use of the Site and the app does not confer and should not be considered as conferring upon anyone any license to the Company or any third party’s intellectual property rights. All rights, including copyright, in and to the Site and the App are owned by or licensed to the Company. Any use of the Site and App or their contents, including copying or storing it or them in whole or part is prohibited without the permission of the Company.

You may not modify, distribute or re-post anything on the Site and the App for any purpose. The names and logos and all related product and service names, design marks and slogans are the trademarks/service marks of the Company, its affiliates, its partners or its suppliers/service providers.

All other marks are the property of their respective owners. No trademark or service mark license is granted in connection with the materials contained on the Site. Access to or use of the Site and the App does not authorize anyone to use any name, logo or mark in any manner. References on the Site and the App to any names, marks, products or services of third parties or hypertext links to third party sites or information are provided solely as a convenience to you and do not in any way constitute or imply the Company’s endorsement, sponsorship or recommendation of the third party, the information, its product or services.

The Company is not responsible for the content of any third party sites and does not make any representations regarding the content or accuracy of material on such sites. If you decide to access a link of any third party websites, you do so entirely at your own risk and expense.


You expressly understand and agree that, to the maximum extent permitted by applicable law:

The website, services and other materials are provided by this website and the App are on an “as is” basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, INVESMATE makes no warranty that

To the maximum extent permitted by applicable law, we will have no liability related to user content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. INVESMATE also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user content.

The user understands and agrees that any material or data downloaded or otherwise obtained through the website is done entirely at his/her own discretion and risk and he/she will be solely responsible for any damage to his/her computer systems or loss of data that results from the download of such material or data. We are not responsible for any typographical error leading to an invalid coupon. INVESMATE accepts no liability for any errors or omissions, with respect to any information provided to you whether on behalf of itself or third parties.

We shall not be liable for any third party product or services. The advertisement available on e-mail or website or the App with respect to the third party website or the products and services are for information purpose only.

The company is an educational company operating through the brands/trademark INVESMATE, and the website and the App to offer courses on financial markets. We do not provide any financial advisory, broking or pms services, as defined by various rules and regulations laid down by SEBI.

While reasonable care has been taken to ensure that all information given in the site is factually correct, we will not be responsible for any inadvertent errors that might have been included. If anyone invests based on our course content, it will be at their own risk and company directors/personnel will not be responsible for any losses arising from anyone investing based on our educational content.

Anyone interested in investing should approach a SEBI registered intermediary to invest. We do not guarantee the accuracy of any third party tools, websites or services that we use while teaching. We will not be responsible for any losses, inconvenience, etc. due to errors that might be there in these tools.

All information provided on the website and the App are provided mainly for educational purposes and any information used for the purpose of investing shall be done at the risk of the person investing and the company does not claim any responsibility with regards to the same.

The company does not endorse any product or software but reliance on such product and softwares by the user and any loss suffered as a result of which shall not be the responsibility of the company and/or website.

Investments are subject to market risk. Please read the offer document carefully before investing.


You agree to indemnify, defend and hold harmless this website/App/company including but not limited to its affiliate vendors, agents and employees from and against any and all losses, liabilities, claims, damages, demands, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by us that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by you pursuant to these terms of service. Further, you agree to hold us harmless against any claims made by any third party due to, or arising out of, or in connection with, your use of the website or the App, any claim that your material caused damage to a third party, your violation of the terms of service, or your violation of any rights of another, including any intellectual property rights.

In no event shall INVESMATE, its founder, employees, partners or suppliers be liable to you, the vendor or any third party for any special, incidental, indirect, consequential or punitive damages whatsoever, including those resulting from loss of use, data or profits, whether or not foreseeable or whether or not we have been advised of the possibility of such damages, or based on any theory of liability, including breach of contract or warranty, negligence or other tortious action, or any other claim arising out of or in connection with your use of or access to the website, services or materials.

The limitations and exclusions in this section apply to the maximum extent permitted by applicable law.


This User Agreement is effective unless and until terminated by either you or the Company. You may terminate this User Agreement at any time, provided that you discontinue any further use of the Website or the App. The Company may terminate this User Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site and the App.

Such termination will be without any liability to the Company. The Company’s right to any Comments and to be indemnified pursuant to the terms here of, shall survive any termination of this User Agreement. Any such termination of the User Agreement shall not cancel your obligation to pay for product(s) already ordered from the Site/ the App  or affect any liability that may have arisen under the User Agreement prior to the date of termination.


The website and the App hosts information provided by third parties. We are in no manner responsible to you for the accuracy, legitimacy and trueness of the information so hosted. We take reasonable care to ensure such accuracy but we are not responsible for the information so furnished. You agree to not hold us liable for the falsification of any such provided information.


All disputes involving but not limited to rights conferred, compensation, refunds, and other claims will be resolved through a two-step Alternate Dispute Resolution mechanism.


We encourage you to read the Privacy Policy and to use the information it contains to make informed decisions regarding Your personal information. Please also note that certain information, statements, data and content (such as but not limited to photographs) which You provide on the Website are likely to reveal Your gender, ethnic origin, nationality, age, and/or other personal information about You. You acknowledge and agree that your submission of such information is voluntary on Your part. Further, You acknowledge, consent and agree that we may access, preserve, and disclose information You provide to Us at any stage during Your use of the Website or the App. Disclosures of information to Third Parties are further addressed in Our Privacy Policy.



If you have any questions about this Agreement, the practices of INVESMATE, or your experience with the Service, you can e-mail us at support@invesmate.com

Privacy Policy

Your use of INVESMATE’s services, websites and app is subject to the terms of a legal agreement between you and INVESMATE. “INVESMATE” whose registered office is at 201, Indira Gandhi Road, New Grihashree-E Building (2nd Floor) Near Cholochitram More, Konnagar, West Bengal 712235. This document explains how the agreement is made up, and sets out some of the terms of that agreement.

You are requested to read them carefully before you use the services of this site and INVESMATE app.

    • The Site and App will meet your requirements;
    • The Site and App will be available on an uninterrupted, timely, secure, or error-free basis;
    • The results that may be obtained from the use of the Site and App or any services offered through the Site will be accurate or reliable.

Terms & Conditions for Using this INVESMATE Site & App:

Refund & Cancellation Policy

INVESMATE is committed to providing high-quality services and ensuring customer satisfaction. This Refund Policy outlines our guidelines regarding refunds for our services, with specific conditions to be aware of. Please read this policy carefully before making a purchase. By using our services, you are agreeing to the terms and conditions of this Refund Policy.

Refund Eligibility in case of payment mode:

Refunds are subject to the following conditions:

[TICK] By using our services, you acknowledge that you have read and agree to this Refund Policy and the conditions outlined herein. If you do not agree with these terms, please refrain from using our services.

Thank you for choosing INVESMATE. We appreciate your intent and value your trust in our services.

By accepting the Terms of Use mentioned above I agree to: